Chase Credit Cards


Updated: July 9, 2019


chase bank online banking account login logo

Chase Bank offers a pretty good selection of credit cards, while some of them tend to be among the best offers on the market. As this article will show it below, you can apply for a Chase Bank card online and in an easy way – but you have to keep in mind that you should have a fairly high credit score. Once you have received a credit card from Chase, you will be able to access it online and our article will disclose how to do it.

 

Best Credit Cards from Chase Bank

Below, you can read about a selection of the top credit cards from Chase Bank. A couple of them charge no annual fee while grant pretty generous bonuses, and this makes these cards fairly good options for benefiting from cash back rewards. You will also discover a top-tier travel credit card known as Sapphire Reserve, which allows you to enjoy high-end bonuses but charges a pretty high annual fee.

 

Сhase Freedom Credit Card

Сhase Freedom Credit Card

Annual fee: $0.

Purchase APR: from 16.74% to 25.49%.

Recommended credit score: from 690 to 850.

Most suitable for: customers who are seeking good cash back rewards.

Credit card features:

Apply Here

 

Chase Freedom is frequently featured as one of the top Chase credit cards for cash back rewards, thanks to the 5% cash back on rotating categories. But you must be aware of the bonus calendar of the Chase Bank. For some years, the calendar favored purchases on gas stations, which made this credit card particularly beneficial for passionate drivers.

Later, however, the focus has been shifted towards more general purchases, and there has been no central theme in the Chase rewards program. So, one should carefully consider applying for this credit card. If the bonus calendar matches your interests and purchase habits, you should definitely pursue applying for this card, as it rewards you with a solid 5% cash back rate. But if you don’t think that the bonus calendar matches your purchase habits, you may consider rather applying for one of the Citi Bank cards. Because if you purchase goods out of the selected categories, you will get only cash back of a moderate 1% rate – there are definitely cards with better cash back rewards.

Among other worthwhile bonuses of the Chase Freedom credit card, one should definitely mention a welcome bonus you get after opening an account. If you manage to spend $500 within the first three months (which is rather an easy task), you will receive $150 back into your account. The 0% APR on purchases and balance transfers within the first 15 months makes this card to be a lucrative option for the first year. Considering that it charges no annual fee, you can freely use this Chase card as a secondary card.

Even though this credit card from Chase tends to be rather a good one to apply for, it requires a pretty high credit score, which must be somewhere between 690 and 850. Also, keep in mind that you need to enter Chase’s website every quarter and select the categories in order to benefit from the 5% cash back. As a sum-up, it can be said that this card offers one of the best cash back rewards on the market, but it is worthwhile only if it matches your purchase habits.

 

Chase Freedom Unlimited Credit Card

? Chase Freedom Unlimited Credit Card

Annual fee: $0.

Purchase APR: from 16.74% to 25.49%.

Recommended credit score: from 690 to 850.

Most suitable for: customers with varied spending who are seeking good cash back rewards.

Credit card features:

Apply Here

 

Chase Freedom Unlimited is frequently recognized as one of the best cash back credit cards on the market, offering the cashback rate of 1.5% on all purchases. This means that you get 1.5 points for every $1 spent. Additionally, you will earn 15,000 points if you spend $500 in the first three months.

This credit card from Chase Bank definitely outperforms many credit cards in terms of cash back rewards. But what makes it even more valuable is that the card grants access to the Chase Ultimate Rewards and pull the points from the entire family of Chase credit cards together. This allows you to enjoy not only simple 1.5% cash back rewards, but also additional bonuses and discounts (you can, for instance, transfer your points to selected hotels and airlines).

It is especially worthwhile to apply for this credit card if you have other credit cards from Chase Bank (such as Chase Sapphire Preferred or Chase Sapphire Reserve). If you manage to get a Chase Sapphire Preferred credit card on your account with Chase, the cashback rate will grow from 1.5% to 1.875%, which is higher than of any other credit card on the market.

It is also worth to point out that Freedom Unlimited also offers a solid introductory bonus – many cash back rewards cards do not offer any signup bonus at all. But there are a few things to consider before applying for the card. At first, you must have a relatively high credit score. Secondly, you shouldn’t apply for this credit card if you have been approved for 5 or more credit cards during the last 24 months – you are most likely to be declined while your credit score will go down. If you appeared to be in such a situation, it is better to wait the necessary time and apply for Chase Unlimited later.

 

Chase Sapphire Reserve Сredit Card

Chase Sapphire Reserve Сredit Card

Annual fee: $450.

Purchase APR: from 17.74% to 24.74%.

Recommended credit score: from 690 to 850.

Most suitable for: customers who may benefit from extremely high welcome bonuses.

Credit card features:

Apply Here

 

Unlike the two previous credit cards, Chase Sapphire Reserve charges the annual fee of $450, which makes this card unsuitable for the majority of the customers. But if you are a frequent traveler and you are seeking for extremely high welcome bonuses you can take advantage of, we can suggest you to consider applying for this credit card from Chase Bank.

Let’s begin with the bonuses. First of all, you get 50,000 points welcome bonus if you spend $4,000 within the first three months. If you spend your bonuses through the Chase Ultimate Rewards program, it will let you enjoy 50% more value (and that is the reason why we recommend you to spend your bonuses through that program always). Additionally, you will earn 3 extra points for every dollar spent on dining and travel and 1 extra point for every dollar spent on anything else, which guarantees a fairly good rewards rate for travelers.

The fact that there are no foreign transaction fees makes also this card to be pretty beneficial for travelers. Besides, Chase Sapphire Reserve card provides access to more than 900 airport lounges for free, as well as to other luxury benefits. You will also receive a $300 annual travel credit every year, and that credit can be spent on lounge access, seat upgrades, Global Entry, and baggage fees.

Obviously, the card is worthwhile applying for only if you travel a lot and you tend to spend big sums of money. Otherwise, the annual fee is too high while you will not be able to enjoy all the bonuses of this card – this leaves barely any reason for getting this credit card. If you wish to enjoy cash back rewards, we recommend you to apply for one of the credit cards that are listed above.


How to Log In To Your Credit Card Account

In order to get access to your Chase credit card online, you should have an online banking account with Chase Bank – you can find out how to get one here. Once you have got a Chase online banking account, you can log in to your credit card account and perform different actions, such as making transactions, getting statements, using your bonus points, and many others.

Log in to your Chase credit card step by step:

access chase credit card online

  • In the first place, you should open a new tab in your browser and go to the following website: https://www.chase.com/.
  • On the website of the Chase bank, you will notice an online banking form that is placed on the right.

sign in to chase bank credit card online

  • Start entering your user ID in the first field of that online banking form.
  • Then, enter your password in the second field of the form.

how to see a balance of chase credit card on the website

  • Additionally, you can remember the credentials of your account by placing a tick near “Remember Me.”
  • Eventually, you should click on the “Sign In” button and access your credit card online.

How to Apply for a Chase Credit Card

If you want to get a new credit card with Chase Bank, you can do right on the website of this financial institution. As you will notice from this section of our article, the entire process is pretty simple but requires you to provide quite a great deal of information about yourself.

Apply for a Chase credit card step by step:

how to apply for a chase credit card

  • You should begin the entire procedure by entering the address of the Chase Bank (https://www.chase.com/) in the address line of your browser and hitting the “Enter” button.
  • Once you have accessed the Chase website, you should click on the “Open an account” text button, placed in the left-upper corner.

how to get a credit card from chase bank

  • In the pop-up menu that has just been opened, you should select “Credit cards.”
  • On the next page, you will get to see a list of Chase credit cards with short description. Now, you have to research about each credit card and make your decision regarding which credit card to pick.

chase bank credit card application step by step

  • Once you have stumbled upon a credit card that has interested you, you should click on the green “Learn more” button, placed next to it.
  • After you have finally made up your mind to apply for a particular credit card, you should click on the “Apply Now” button, placed on the page of that credit card.
  • Following it, you will be asked to fill out a simple form. First, you need to enter your personal detail and click on “Next.”

how to select a credit card from Chase Bank

  • Then, provide the financial information about yourself and click on the “Next” again.
  • The next page will ask you to set up some security measures (like security questions). Once you have done that, you have to click on “Next.”
  • Eventually, you should review all the information you have just provided and click on the “Submit” button.
  • You will receive a notification once you will get approved or declined for a selected credit card.
Chase Credit Cards
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