Chevron-Texaco Credit Card


Updated: June 6, 2019


Chevron-Texaco Credit Card

In our Chevron-Texaco review, you will learn about the most important features of these two credit cards. Get to know the pros and cons of the credit cards, the recommended credit score, annual fee, and interest rate. At the end of the article, you will get the guidelines on how to apply for this credit card from Chevron & Texaco.

Chevron-Texaco Credit Card Review

As many companies usually do, Chevron and Texaco came up with two types of credit cards: a store branded credit card (not connected to a major network) and a Visa credit card. The latter not only allows you to pay with the card elsewhere, but comes with a few very generous benefits. As you will learn from this review, these credit cards are definitely worth your attention.

Chevron-Texaco Techron Advantage Credit Card

Annual fee: $0.

Purchase APR: 28.74% variable.

Recommended credit score: from 500 to 850.

Most suitable for: customers with poor and fair credit score who frequently buy fuel at Texaco and Chevron gas stations.

Credit card features:

This is a store branded credit card from Chevron and Texaco, which is issued by Synchrony Bank. And while the card doesn’t offer such sound rewards as one may wish, there are pretty many instances in regards to when this card may be quite useful. In this review, we will break down the pros and cons of this credit card.

In the first place, we have to point out that this Chevron-Texaco credit card comes without an annual fee. Oftentimes, customers with a poor credit score simply don’t have access to credit cards without annual fees, and this credit may be a good option for such customers who oftentimes purchase gas. Considering that this is a subprime credit card, you shouldn’t be surprised that its APR reaches almost 29% – this is a pretty good reason to use this credit card responsibly.

There are no strict requirements that you need to match in order to apply for this card. The recommended credit score starts with 500, but there are no strict guidelines about that. Basically, you can try to apply for the Chevron-Texaco Techron Advantage Credit Card with an even lower credit score. However, you must be aware of the fact that getting declined will result in a drop of your credit score.

When it comes to the features of this Chevron-Texaco credit card, there is really only one worthwhile feature. It is going about a fuel discount: you will receive 3¢ off for every gallon of fuel that you purchase at Chevron and Texaco gas stations. So, if you really tend to often buy fuel at one of these chains of gas stations (there are around 8,000 gas stations), then getting this credit card would be a great idea.

In terms of everything else, this card doesn’t offer something extraordinary. For instance, the card has a feature of zero fraud liability, which means that you won’t be held accountable for unauthorized transactions. Another feature of this credit card is that you will receive exclusive savings offers throughout the year. However, the issuer doesn’t disclose any information about these deals. The card also has a 23-day long grace period, which means that you need to pay it off within 23 days after making a purchase.

This Chevron-Texaco credit card also offers different online management features, which are usual among the cards issued by Synchrony Bank. For instance, you can check your balance and make payments right from your online credit card account. Additionally, you can withdraw cash with your credit card from Chevron and Texaco basically anytime, 24/7. You have just to look for an ATM with Cirrus Symbol.

As you can see from this review, this credit card from Chevron & Texaco really doesn’t offer anything extraordinary. However, even the customers with poor credit can apply for this card. It doesn’t have an annual fee, it grants a good discount on gas, and it allows the customers with a poor credit score to have a card. Aren’t these reasons enough to get this card?


Chevron-Texaco Advantage Visa Card

Chevron-Texaco Credit Card Review

Annual fee: $0.

Purchase APR: 28.74% variable.

Recommended credit score: from 500 to 850.

Most suitable for: customers with poor and fair credit score who frequently buy fuel at Texaco and Chevron gas stations.

Credit card features:

Usually, store branded credit cards have little difference between those ones that are connected to the major networks and that aren’t. In this case, Chevron and Texaco beat the stereotypes. Basically, there is a significant difference in rewards, and we are going to uncover it in this review.

Same as the previously reviewed store branded credit card, this card offers 3¢ per gallon in Fuel Credits for fuel purchased at Texaco and Chevron stations. But unlike the previous card, Chevron-Texaco Visa Advantage Card offers 20¢ per gallon in Fuel Credits during the first 90 days after opening the account. Keep in mind that if you had a credit card from Chevron and Texaco before, you will not enjoy this intro offer!

Another advantage of this credit card is that you can use it elsewhere than Chevron and Texaco gas stations, as this card is connected to Visa. Even though it doesn’t offer any worthwhile rewards on purchases made elsewhere, there is an important aspect we should point out. If you spend more than $300 per month with this credit card on all other purchases (excluding fuel), you will get 10¢ per gallon in Fuel Credits. If the amount you spend in a month on such purchases exceeds $1,000, you will enjoy 20¢ per gallon in Fuel Credits.

Considering that 20 off per gallon is equal to 8% cash back rewards rate, this credit card tends to offer a pretty good deal. If you really can sustain the non-fuel spending of $1,000 per month or higher and you really spend a lot on fuel, there’s no reason why you shouldn’t apply for this card.

In regards to other features, you will have access to the same features that you would get with a store branded credit card from Chevron and Texaco. Such features include online credit card account management, zero fraud liability, convenient 24/7 access to cash, exclusive benefits for cardholders.

To sum up, this Chevron-Texaco credit card seems to offer many more benefits than the previous card. In either case, we recommend you to apply exactly for this credit card. Regardless of how much you will spend beyond gas stations, you will be able to enjoy the 20¢ per gallon in Fuel Credits rewards within the first 90 days in either case, and that’s around 8% cash back. Why to choose a worse credit card then?


Apply for a Chevron-Texaco Credit Card

If our review of this credit card has really interested you and you have got a wish to apply for this credit card, you can do it in a matter of minutes. Basically, you can complete the credit card application process fully online, and this is something that will spare a great deal of your time. Follow our guidelines in order to apply for a Chevron-Texaco credit card.

You can apply for a credit card from Chevron and Texaco in this simple way:

  • First of all, you have to launch a new tab in your browser and copy the following URL into its address line: https://www.chevrontexacocards.com/dualcardimages/generic/chevron/en/chevron_index.html. Then, you should simply hit the “Enter” button.

apply for chevron credit card

  • Once you have accessed the webpage, you will get to see the advertising of the credit cards with all their features. At that point, you need to scroll down and find the description of the cards. Beyond that description, you will find the “Apply Now” button – click on it now.
  • On the next page, you will get to see the application form. At first, select a design of the card you want to get and click on the “Continue” button.

apply for texaco credit card

  • Following it, you will see the page with an application form, and you need to start filling it out. Enter your first and last name at first.
  • Next, enter your physical address, phone number, and email address (you should enter the email address twice).

chevron credit card application

  • Right after that, you have to specify your social security number, date of birth, and annual income.
  • You can also specify an associate ID at the bottom of the form.
  • Once you have filled out the entire application form, you can proceed further by clicking on the “Continue” button.

texaco credit card application

  • On the following page, you will get to see certain options for your credit card. Select which options you want to get and click on the “Continue” button again.
  • In the end, you will get to see the page that will contain the results of your application. If you haven’t got to see your result yet, then the bank might need up to 10 days to consider your credit card application.
Chevron-Texaco Credit Card
4.5 (90%) 2 vote[s]

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