How to Login
Unlike the registration process in the online banking system of Citi Bank, conducting the Citi Bank login procedure tends to be incredibly simple. Actually, even complete beginners will easily understand how to complete this procedure quickly and with ease. This part of our article will help you learn about this process faster.
You can login to your Citi Bank online banking account following this steps:
Step 1. In the first place, you have to open your browser and go to the following URL address: https://www.online.citi.com/. This is the homepage of Citi Bank.
Step 2. On the right side of the main Citi Bank webpage, you will see the online banking form. You need to enter your user ID in the first field of that form.
Step 3. Then, enter your password in the second field of the online banking form.
Step 4. You can also opt your browser to remember your user ID by checking the box next to the “Remember my User ID” line.
Step 5. Once you are done with filling all these fields, you should click on the “Sign On” button. Immediately after that (if all the data are correct), you will notice that you have just completed the Citi Bank login procedure.
How to Sign Up / Enroll
Considering that Citi Bank is one of the most innovative banks in the American market, it shouldn’t be surprising that it can boast to have one of the best online banking systems. Actually, that is the reason why you should definitely consider enrolling for the Citi Bank online banking program. Yet, before you will actually learn how to do it in this part of our article, we recommend you to find out about what opportunities it grants you.
This is what you can get if you sign up for the Citi Bank online banking program:
- Find the nearest Citi Bank branches and ATMs around you.
- Apply for loans online.
- Transfer funds between your cards or to other accounts.
- View your history of transactions.
- Request eStatements of your balance.
So, you can enroll in its online banking program by following the next guidelines:
Step 1. The first thing you should do is to open your browser and access the following webpage: https://online.citi.com/.
Step 2. On the main webpage of the Citi Bank, you will get to see the online banking login form, located on the right side. That is the place where you can start registering an online banking account with Citi Bank.
Step 3. You should click on the “Register for Online Access” text button, which can be found in that online banking form (placed right beneath the “Sign on” button).
Step 4. On the following page, you will be able to register a Citi Bank online banking account. In order to do that, you should enter your credit or debit card number in the provided field. Following it, you should click on the “Continue Set Up” button.
Step 5. On the next page, you will be asked to specify your Citi Bank online ID and password. Then, click on the “Continue” button.
Step 6. Following it, you will also be able to turn off some security measures on the next page – you need to provide either your mobile phone number or email address for that. Click on the “Continue” button.
Step 7. Eventually, you have to confirm your email address or phone number with the help of a verification code – and that’s actually the end of this Citi Bank online banking registration. Now, you can use your newly created account for signing in anytime.
How to Recover or Reset Your Password
If you can’t complete the Citi Bank login procedure because you don’t remember (or you have lost) your password or online ID, you should simply recover it. This part of our article will help you in doing so, demonstrating how to complete the recovery procedure step by step.
In order to recover your Citi Bank online ID or password, you should stick to the following guidelines:
Step 1. First of all, you have to open your browser and go to the following webpage: https://online.citi.com/.
Step 2. Right after that, you will get to see the main webpage of this bank. On the right side of that page, you will see the online banking form – that is the place where you can start the recovery procedure of your account.
Step 3. You need to click on the “Forgot User ID?” text button, if you want to recover your user ID. If you wish to recover the password of your Citi Bank online banking account, you should click on the “Forgot Password?” text button.
Step 4. On the following webpage, you will have to enter your credit or debit card number in the provided field.
Step 5. If you have only a mortgage, you should check the box next to the “Mortgage Only Customers.” In the field that has just appeared, you should enter your email address.
Step 6. Following it, you should click on the “Continue” button in order to proceed further.
Step 7. On the next page, you will be able to recover your password or online ID by using your email address or/and mobile phone number. Once you have recovered your user ID, you will be able to complete the Citi Bank login procedure again.
Citi Bank Review
Citi Bank is one of the American banks that are included in the Big Four, along with Wells Fargo, Bank of America, and Chase Bank. But considering that this financial institution offers moderate interest rates to its customers, very few people (who are not the customers of Citi Bank yet) decide to take advantage of this bank’s services in the first place.
On the other hand, Citi Bank may be a good bank for those clients who already have investments, loans or credit cards with this bank, as it may be a pretty convenient bank for consolidating your products. And while this bank does not offer any noticeable bonuses to the people with average balances, the customers with higher balances (those who deposit $15,000 and $50,000) may enjoy $300 and $500 bonuses respectively. But if you are not going to invest a lot in this bank, you won’t get any outstanding value from using its service.
The thing that differs Citi Bank from its competitors is that there are different rates for different “packages,” depending on your balance level. If you have higher deposits and balances, you will get a far better interest rate on your money. All in all, we recommend you to analyze the pros and cons of this bank, as we have placed them just below.
These are the pros of Citi Bank:
- Generous bonuses for the customers with high balances.
- A little bit lower than the market average fees.
- A large network of ATMs and branches.
- Good for consolidating your accounts in one bank.
On the other hand, there are the following cons of Citi Bank:
- Not suitable for people with low monthly balances.
- Offers customers a relatively low-interest rate.
- There are different packages available, which makes the matter more complicated.
Infographic of Citi Bank Online Banking Service
This infographic summarizes all the information about this bank in a simple, convenient and comprehensible way. If you find this information useful, we recommend you to share it with your friends!
Video-Tutorial: Sign In, Sign Up and Recover Password