Doco Credit Union


Updated: September 7, 2019


Doco Credit Union

Doco Credit Union appears to be a local American credit union in Georgia. On this page, you can find out all necessary information about this credit union, including its routing number, phone number and address, credit card and bank account options, and locations. At the end of this page, you can find out about the union’s online banking.

Routing Number & Other Info

Headquarters: Albany, Georgia

Website: Open URL

Mobile Apps: None

Routing Number: 261272266

SWIFT Code: None

Phone Number: (800) 227 91 80

Mailing Address: Doco CU, P.O. Box 71389 Albany, GA 31708-1389.

Locations: 10 branches

ATM & Branch LocatorOpen Locator


Doco Credit Union Credit Cards

At the present time, this credit union offers three types of Visa credit cards. Even though they differ in regards to APR, credit line and recommended credit score, these credit cards are, however, mostly similar. For example, none of the credit cards offer cash back on purchases. Nevertheless, we will review all the Doco Credit Union cards in this part of our review.

VISA Share Secured Classic Card

Annual fee: $0.

Purchase APR: 11.90%.

Recommended credit score: from 300 to 689.

Credit card features:

Apply Here

As a matter of fact, this is the most basic credit card from this credit union. Visa Share Secured Classic Card is likely to be a good choice if you have a low credit score. In this review, we will disclose the details of this credit card.

As we have already pointed out above, credit cards from this credit union almost do not differ. This credit card, however, comes with the most distinctive differences. Even though it has quite a low APR (11.90%) and zero annual fee, it is a secured credit card. This means that you should make a minimum deposit. In return, you will get a credit line somewhere between $500 and $1000, which is not bad for poor or fair credit at all.

When it comes to the similarities between all three cards, it basically concerns the following fees: late payment fee of up to $15, returned payment fee of up to $35, and cash advance fee of $1. Likewise, it is also worth to note that all the Doco CU credit cards have a grace period of 25 days. What makes these cards really beneficial is the low APR and a lack of annual and balance transfer fee.

In a result, you should definitely consider getting this credit card, in case you’ve got a low credit score. That will not only help you to build credit, but also save a great deal of your money! Making a balance transfer to this credit card might be a really good idea.

VISA Classic Card

Annual fee: $0.

Purchase APR: 11.90%.

Recommended credit score: from 690 to 850.

Credit card features:

Apply Here

Basically, there are just a few differences between this credit card and the previously described secured credit card. As you may see, this credit card doesn’t have cash back rewards and has the same APR and annual fee as previous one. Yet, there are certain aspects.

First of all, this is an unsecured credit card, which means that you don’t have to make a deposit. This actually results in a higher recommended credit score, which must be at least good. Yet, this credit card also allows you to enjoy a more generous credit line, which can be as high as $10,000.

VISA Platinum Credit Card

Annual fee: $0.

Purchase APR: 8.90%.

Recommended credit score: from 720 to 950.

Credit card features:

Apply Here

If your credit score allows you, it is best to apply exactly for this credit card. First of all, you can enjoy a much lower APR – very few financial institutions lend money at that interest rate. Secondly, you get a substantially higher credit line, which can be anywhere from $5,000 to $20,000.

Above all, however, this credit card is especially suitable for balance transfers. While you will pay no balance transfer fee, you will also get 1% cash back on the transferred loans that weren’t issued by this credit union. Obviously, this is the best credit card from this credit union.


Bank Accounts & CDs

There are quite many bank account options at this credit union. Here, we will disclose all types of bank accounts (both savings and checking accounts).

Checking accounts:

  • Classic Checking: no monthly fee, no minimum balance, unlimited check writing, guarantees earning dividends, overdraft protection.
  • Classic Plus Checking (for those aged 55 and over): all the features of classic checking plus free checks.
  • Fresh Start Checking.

Savings and investment accounts:

  • Regular Lifelong Savings or Share Savings: minimum account balance of $5, guarantees earning dividends, unlimited withdrawals and deposits.
  • Vacation Club: no minimum account balance, guarantees earning dividends, minimum opening deposit of $10, withdrawals allowed only once per term.
  • Preferred Money Market: high yields, minimum beginning deposit of $2,500, 6 withdrawals per month with a minimum withdrawal sum of $250.
  • IRA: Traditional, Roth Traditional, Coverdell Educational, or IRA Share Certificate (minimum opening deposit of $50 for all).
  • Share Certificate: guarantees dividends, minimum deposit of $500, different payment methods and terms available.
  • Christmas Club Savings: guarantees dividends, no minimum account balance, minimum opening deposit of $10, early withdrawal penalties.

Doco Credit Union Locations Near Me

At the present time, there are just 10 branches of the Doco CU – all of them are located in the American state of Georgia. So, if you live in this state, you are likely to be interested in this credit union. Currently, there are the following numbers of the Doco Credit Union locations in the following cities:

  • Albany (Georgia): 3
  • Americus (Georgia): 1
  • Eastanollee (Georgia): 1
  • Leesburg (Georgia): 1
  • Moultrie (Georgia): 1
  • Pelham (Georgia): 1
  • Tifton (Georgia): 1
  • Toccoa (Georgia): 1.

So, if you live in one of the cities listed above (or somewhere around), you can easily find Doco Credit Union locations near me. For that purpose, we actually recommend you to use the following map:


Doco Credit Union Online Login

If you are a member of this credit union and have already signed up for online access, you can access your bank account online anytime. Yet, you will have to log in to your account each time you will wish to do that. Here, you can see an easy way to log in to your credit union’s account online.

This is how you can make an online login with the Doco Credit Union:

  • In the first place, you should click on the following link and access the website of this credit union: https://www.dococu.com/main.php
  • At the top of that website, you will get to view the website’s menu. At that point, you should click on the “Online Banking” option, placed at the end of that menu.

Doco Credit Union login

  • Immediately after doing so, you will be directed to the page with the Doco Credit Union online login form. So, now you can access your credit union account online.

Doco Credit Union online banking login

  • At first, you have to type the login ID of your online banking account in the first field.
  • Following it, you should enter the password of your account in the next field.

Doco Credit Union sign in

  • After having done that, you should finalize the login procedure by clicking on the “Login” button.

Doco credit union online banking sign in

  • Then, if you have provided correct details, you will be allowed to access bank account online immediately.

Sign Up For Online Banking

Yet, if you haven’t registered for Doco Credit Union online banking yet, that’s actually not a great deal. In fact, you can really sign up for the online banking of this credit union in a pretty quick and simple way. Essentially, you must be an existing customer of this credit union and should have five minutes of your time to sign up for online banking.

You are able to sign up for Doco Credit Union online banking in this quick way:

Sign up for Doco Credit Union

  • Next, you will get to see the website of the Doco Credit Union. At that point, you should click on the “Online Banking” option on the website’s menu.
  • Right after that, you will get to view the online login form. Then, instead of using it for logging in, you should click on the “here” text button below the “Login” button.

Sign up for Doco Credit Union online banking

  • Immediately after doing so, you will be redirected to the page with the terms and conditions of online banking. At that time, you should read these conditions and, if you agree with them, click on the “I accept” button at the bottom.

Create Doco Credit Union online banking account

  • So, that action will kick start the registration process. On the next page, you should select whether it’s a personal or business account and click on the “Next” button.
  • Following it, you will get to see the application form. So, you should fill out that form in order to sign up for online banking. At first, you should provide the following details: account number, first and last name, birthdate, social security number, email address, and your mother’s maiden name. Then, click on “Next.”

Doco Credit Union routing number

  • On the next page, you should complete the next steps and provide the remaining details.
  • After that, you will be asked to set up your credentials. So, enter your login ID in the first field on the next page. Then, set up a strong, reliable password and type it in the remaining two fields. In the end, you should click on the “Next” button.

Doco Credit Union locations

  • Eventually, you will get to see the notification that you have just signed up for the Doco CU online banking. Now, you can use the instructions published above and log in to your online banking account.

Recover Password

You can’t make a Doco Credit Union online login due to the lost password? In such a case, you should complete a simple and quick recovery procedure to regain access to your online banking account. However, you must keep in mind that you should know the answer to your secret question for that, as well as have access to your email address.

Doco Credit Union review

  • After you have accessed the website of this union, you have to click on the “Online Banking” menu option in the right-upper part of the page.

Recover Doco CU online banking account

  • Next, you will get to see the Doco Credit Union online login form. Instead of using it for accessing your bank account online, you have to click on the tiny “Forgot your password?” text button – it is placed right beneath the “Password” field.

Reset Doco CU password

  • On the next page, you have to type your user ID in the given field. Next, click on the “Reset Password” button.
  • Following it, you will have to verify your identity. For that purpose, you should answer a secret question on the next page. Just type the answer in the given field and, then, click on the “Reset Password” button.

Recover Doco CU online banking password

  • Next, you should go to the inbox of your email address. At that point, you should find an email letter from Doco CU and open it. There, click on the “Reset Password.”
  • After being redirected to the next page, you will be able to set up a new password for your online banking account. Now, you should create a strong password, which has to include lower-case letters, upper-case letters, digits and special symbols.

Doco Credit Union branches near me

  • Now, enter the password you have just made up in the given two fields. Once you are done, click on the “Next” button.
  • After doing so, you will get to see a notification, saying that you have just updated your password. Now, you can make a Doco Credit Union online login using the newly set password.

Likewise, you can learn more about other credit unions on our website. For instance, we would like you to check the page of the Chartway Federal Credit Union.

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