How to Login
If you wish to take advantage of all the features of Merrick Bank online banking system, you have to complete a fairly simple Merrick Bank login procedure. This part of our article will provide you with instructions on how to carry out this procedure.
You can login into your account with Merrick Bank following the next steps:
Step 1. In the first place, you have to launch your browser and copy the following URL into its address line: https://merrickbank.com/. Then, you should press the button of “Enter.”
Step 2. On the page that you have just got to see, you will notice the online banking form that is placed on the right side of that page.
Step 3. You have to enter your email address or username in the first field of that online banking form.
Step 4. Then, you should type your password in the second field of that form.
Step 5. You are also able to save your username by checking the box next to the “Remember Me” line.
Step 6. Eventually, you should finalize the Merrick Bank login procedure by clicking on the “LOG IN” button.
How to Sign Up / Enroll
As it has been mentioned right above, Merrick Bank tends to have quite a solid online banking system. Considering that online banking may make the use of the services of this bank far more convenient, we highly recommend you to spend a few minutes of your time and sign up for this program.
You will get access to the following features after you enroll in the Merrick Bank online banking program:
- View and pay your bills.
- View your history of transactions.
- Apply for loans online.
- Access your eStatements and download them right through this platform.
This is how you can enroll in the online banking program of Merrick Bank:
Step 1. First of all, you should launch the browser of yours and go to the following webpage: https://www.merrickbank.com/.
Step 2. Right after doing so, you should click on the “LOG IN” button, which can be found at the top of the main webpage of Merrick Bank.
Step 3. In the online banking form, you have just got to see, you should click on the “Not enrolled? Signup now.” text button.
Step 4. Then, you will be redirected to the page where you can start creating your Merrick Bank online banking account. In the registration form that you have just got to see, you should type your account number in the first field, specify your date of birth in the second field, and enter the last four digits of your social security number in the then field. Then, you should click on the “NEXT” button.
Step 5. On the next page, you should provide all the necessary details and click on the “NEXT” button again.
Step 6. In the end, your online ID and password will be sent to you over email address or mobile phone number. After you have received them, it implies that you have just succeeded to create a Merrick Bank online banking account.
How to Recover / Reset Your Password
If you are unable to perform the Merrick Bank login procedure, chances are that your password has been lost. The recovery process doesn’t tend to be as difficult as you might imagine, and this guide will demonstrate you how to get your account recovered quickly.
You can recover the password of your Merrick Bank account in this simple way:
Step 1. You should start by opening your browser and accessing the next webpage: https://merrickbank.com/.
Step 2. On the right side of that webpage, you will notice an online banking form. You need to click on the “Forgot username or password?” text button in that form.
Step 3. On the following page, you should enter your account number in the first field.
Step 4. Then, enter your username in the second field of the recovery form.
Step 5. Once you have entered the required information, you have to click on the “CONTINUE” button.
Step 6. Right after that, you will be offered to recover the password of your Merrick Bank online banking account via your email address or mobile phone number.
Merrick Bank Review
As it has already been mentioned above in this article, this financial institution focuses on providing customers who have a poor credit history with credit cards. Considering that it does not tend to be difficult to apply for a credit card of this bank, it shouldn’t be surprising that this bank currently serves more than 3 million of cardholders. In addition to this, the bank has also a strong system of online banking, which also tends to be appealing to the customers.
On the other hand, there are abundant and fairly high fees for using credit cards of this bank (you can see a breakdown of the bank’s credit cards below). That is the reason why some professional websites suggest to the people with low credit score to apply rather for secured cards than for such expensive credit cards. Though Merrick Bank appears to be a member of the FDIC, and this, indeed, inspires some trust.
As of the present time, the bank offers three types of credit cards to its customers:
|Merrick Bank Visa Card||Merrick Bank Secured Visa Card||Merrick Bank Double Your Line Visa Credit Card|
|Annual fee||Up to $96 for the first year, $8 per month after the first year||$36 for the first year, $3 per month after the first year||Up to $96 for the first year, $8 per month after the first year|
|Setup fee||Up to $75||None||Up to $75|
|APR||20.45% to 29.95% variable||18.95% variable||20.45% to 29.95% variable|
Merrick Back can boast to have the following advantages:
- Its credit cards are available almost to anyone.
- A strong online banking system.
At the same time, there are the following cons:
- Staggering fees and APR.
- Setup fees are applicable to 2 out of 3 credit cards.
- Few ATMs and branches.
Infographic of Merrick Bank Online Banking Service
If you want to find out about the pros and cons of this bank, you can make use (and share it) of our infographics. Additionally, you will also be able to get to know the bank’s phone number, routing number, and the number of locations!
Video-Tutorial: Sign In, Sign Up and Recover Password