N26 Credit Card

Updated: September 7, 2019

N26 Credit Card

This N26 credit card review provides you with a detailed information, as well as the pros and cons of this credit card from a popular mobile bank. Besides, here you can get an N26 promo code and find out what’s better in the battle of Monzo vs N26. Eventually, you can get to see the online banking guide to N26.

N26 Credit Card Review

Currently, there are three account types you can open with N26 bank. Obviously, the features of these credit cards vary, according to the type of an account you have. But as you can read in this N26 credit card review lower, any N26 credit card will grant you access to more than 20 cash back categories. Here, you can see the breakup of N26 bank accounts:


N26 Current Account

N26 You

N26 Metal



£4.90 per month

£14.90 per month

Spending abroad




Extra saving spaces


10 spaces

10 spaces

Lounge key access




Partner offers




Dedicated customer support




Travel insurance and purchase protection





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N26 Bank Review

In fact, N26 is a German mobile bank, which also appears to be a leading mobile bank in the entire European continent. At the moment, N26 offers its credit cards in 24 countries and is constantly expanding. Besides, the list of those countries includes the United Kingdom and the United States.

According to our N26 Bank review, one of the best products of this bank is its free N26 bank account. Basically, you can open this bank account within 5-8 minutes from anywhere, which makes the entire process hassle-free. Then, you can manage your new bank account right away via the N26 mobile app.

N26 Promo Code

If you would like to get the N26 promo code, you should be aware that there are pretty many sources where you could get them. Yet, we particularly recommend you to check this source for N26 coupons: https://www.standard.co.uk/vouchercodes/n26.

Monzo vs N26

While N26 might be somewhat better for spending money, Monzo offers some good savings options. Here, you can see the breakup of N26 vs Monzo:




Annual fee



Card delivery

2-7 working days

5-7 working days


Free, limited to £400 per day



Via bank transfer or send instantly to another Monzo account

MoneyBeam allows you to transfer money instantly. TransferWise enables payments to 16 countries

Spending info

Spending trackers provide insight on how much you have spent

PULSE26 offers insightful info, such as which restaurants you visit most often.

Direct debits




10 categories, updated on a regular basis

20+ categories

Topping up

Bank transfer, standing order, or receive your salary on Monzo

Bank transfer

Freeze credit card

Touch of a button in the app

Touch of a button in the app

Foreign ATM withdrawals

No fees on withdrawals of up to £200 per month. Then, 3%.

Differs on a country

Foreign transaction fee

No fee

No fee


Alerts if you are spending your money too fast. Dashboard changes to red, which indicates overspending.

Alerts for money withdrawals and payments.


Monthly graph and pie chart, showing the spending of your money

Monthly spending stats, shown in a pie chart


Marketplace with 8 savings accounts with a fixed interest rate and easy access; deposits start at £500


Savings goals

You can put a part of your money aside and protect it from spending

N26 “Spaces” allows you to open a sub-account to stash your money away


N26 Credit Card Online Login

So, if you already have this credit card and have signed up for online access, then you can manage your card account online anytime. But for that purpose, you should make a login each time you will want to do that. As you will see from the instructions below, it takes only a minute to sign in to your credit card account online.

So, this is a quick and easy way to make an N26 credit card login:

  • First of all, you have to enter the website of the N26 credit card: https://n26.com/.

N26 Credit Card Login

  • On that page, you should click on the “Online Banking” option, placed in the right-upper corner of the website.
  • Immediately after that, you will get to see the N26 credit card online login form. So, that’s basically the place where you can log in to your credit card account online.

N26 Credit Card Sign In

  • There, you should enter your email address in the first field of that form.
  • Next, you have to enter the password of your online banking account in the next field.

N26 Credit Card online login

  • Once you are done with that, you should finalize the login process by clicking on the “Login” button.
  • If you have provided the correct information, you will be allowed to access your online banking account right in the next moment. Then, you can manage it however you want.

Sign Up for N26 Online Banking

Nonetheless, if you have an N26 credit card, yet you haven’t signed up for online access yet, that’s something easy to fix. In fact, you can easily register your N26 online banking account and access your card online anytime. On the average, the sign up process requires around 10 minutes.

So, you are able to sign up for an online credit card in this simple way:

  • In the first place, you have to open the website of this credit card: https://n26.com/.
  • On the website of this credit card, you have to click on the “Online Banking” menu item – you can find it in the right-upper corner.

Sign up for N26 Credit Card online banking

  • On the following page, you will get to see the N26 credit card online login form. But instead of using that form to access your credit card account online, you have to click on the “Create an account” button there.
  • Right after that, you will get to see the page with the enrollment form. So, you should start filling out the field on that page until you will complete all the steps.

Sign up for N26 online banking

  • So, start signing up for an online account by selecting your country of residence and language interface. Then, click on the “Get Started” button.
  • On the next page, you will be asked to provide your personal information. At that point, you should enter your first and last name, email address, and date of birth. Then, click on the “Continue” button.

N26 Credit Card review

  • Right after that, you have to provide your phone number on the next page. Once you have entered it, click on “Continue.” After receiving an SMS from N26, type that code in the field on the next page and click on the “Continue “ button again.
  • After doing so, you should enter your full home address and click on “Continue” on the next page.

Apply for N26 Credit Card

  • Then, provide your social security number and credit card information on the next page. After that, click on the “Continue” button to proceed further.
  • Eventually, you will get to see the page where you will be asked to provide additional information (such as your email address). So, provide all the necessary information and proceed further.
  • Once you have done that, you will be able to enter promo codes (if you have any) on the next page. Then, click on “Continue.”
  • Eventually, you should set up a password for your online account on the following page. So, make up a strong, reliable password at that point. Then, type it in both fields and click on the “Continue” button.
  • Then, you will get to see a notification, saying that you have just registered your online credit card account. Now, you can access your credit card account online anytime.

Recover Online Banking Password

If you are unable to access your N26 card account online due to the lost password, you are able to quickly solve this issue. In order to recover your online banking password, you should have access to your email address. If you have that, you can recover your password within a minute or two.

So, you can recover the password of your online credit card account by following these instructions:

N26 Bank review

  • Once you have accessed that website, you should click on the “Online Banking” text button, placed in the right-upper corner.
  • Immediately after doing so, you will get to view the N26 login form. There, you have to click on the “Forgot your password?” text button, placed beneath the “Password” field.

N26 promo code

  • Next, type your email address in the given field on the next page. Once done, click on the “Reset password.
  • Right after that, you should access the inbox of your email address. At that point, find a letter from N26 and open it. Then, click on the “Reset password” in that letter.

Recover N26 Credit Card online banking password

  • On the next page, you will be able to set up a new password again. So, just create a strong, reliable password and type it in both fields on the next page. Click on “Continue.”
  • Following it, you will get to see a notification, saying that your password has been changed. From that moment on, you will have to use that new password in order to access your N26 credit card account online.

In addition to that, our website contains a lot of information about other credit cards. For example, you may wish to discover more about the Synchrony credit cards.

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